What does a speeding ticket do to your insurance and what can you do about it? Well, the first thing you can do about it is just don’t speed! Very simple. Very easy. Then you don’t have to worry about it. But if you’re going to speed, you have three options. Really two, but let’s say […]

Is my personal property covered if it’s stolen from my car? This is a question that is very common and it’s something that is very much misunderstood. People wrongly assume that their car insurance covers their personal property if it’s stolen from their car. If you leave your windows rolled down or someone breaks into […]

When should you file the claim and when should you just take care of it out of your own pocket? I get this question all the time. A client calls me and says, “Hey, I was just involved in a minor fender bender. Should I filed the claim through my insurance or should I just […]

Do I Need To Insure My Trailer In Arizona? You have a trailer. Do you need to add that to your car insurance policy? It’s a common question. Lots of people ask it. There’s lots of different types of trailers, a fifth wheel trailer, a pop up trailer, a utility trailer, a horse trailer, so […]

Can I Insure A Salvaged Title Car In Arizona? The question of the day, can I insure a salvage restored title on my auto insurance? And the answer, it depends. And what it depends on is the insurance company that you have. There’s going to be three different responses. Three Options -The first response is […]

Why Do My Insurance Rates Keep Going Up In Arizona? Why do my rates keep going up? My cars are getting older, but every time I get my renewal, my rates are going up. What’s up with that? I hear your frustration. I get this question every day. I have a bit of information for […]

What’s going on, guys? Today I’m at the Motor Vehicle Department, everyone’s favorite place. Actually, everyone’s favorite place to hate. People hate it even more when they are coming down here to get their 16 year old son or daughter licensed and they realize, crap, I have to add them onto my insurance policy and […]

Today we are talking about who needs to be added onto your auto insurance policy as a covered driver. This is an area where a lot of people try and game the system or try and slip through the cracks by not adding certain people onto their auto insurance policy. This is a big no […]

What is Medical Payments Coverage? Do You Need it? What happens when you’re in an accident and you have medical injuries? Today we’re talking about medical payments and what sometimes is referred to simply as Med-Pay. If you’re in a covered accident and you have medical injuries, you need what’s called Med-Pay on your policy […]

What is an Insurance Broker? What is an insurance broker? You’ve probably heard of them. You’re probably not sure if you should use one. You’re probably not sure exactly what it is. How is it different from a State Farm, from an Allstate, or Farmers? Do I have to pay more if I use a […]