Full Coverage Insurance- What Does That Even Mean? All right guys, this is a good one today. The term “full coverage.” What does that mean? What you think it means is not what I think it means. What that guy down the road thinks it means is not what his insurance agent thinks it […]
What Is Full Coverage Insurance?
What you should and shouldn’t tell your insurance company.
“I should have kept my mouth shut and never said anything”. That’s a phrase that I hear often from prospective clients and from existing clients. In fact, it’s something that one of my existing clients just said to me last week. He told me some things that led us to need to write him a […]
Do I Need To Purchase Insurance On My Rental Car?
Should I purchase insurance on my rental car? This is a question we get all the time. Usually our insurance clients will call us while at the rental car agency asking us if they need to take out the extra insurance coverage that the rental car agency is trying to shove down their throat. They […]
Do I Need to Buy Insurance to Travel Into Mexico?
Do I need to purchase additional car insurance to travel into Mexico or is my normal car insurance sufficient? This is a question we get all the time and it has a very simple answer- YES! In order to be sufficiently covered while driving in Mexico you need to purchase a Mexican car insurance policy.
Arizona’s Minimum Limits for Autos Increases in 2020!
Arizona’s minimum limit for auto insurance liability will increase effective July 1st, 2020. SB 1087 was passed by the Arizona legislature on May 27, 2019 and then signed into law by Governor Ducey on Friday, June 7th. The current minimum limits of liability required by the state of Arizona is $15,000/$30,000/$10,000. The new limits that […]
What’s an Umbrella Policy?
What’s an Umbrella Policy? You’ve probably heard of an umbrella policy before, you know it’s good and offers more coverage, but is an umbrella policy really worth it? It’s actually pretty simple, an umbrella policy is extra liability coverage. It offers coverage above the limits on your auto & home insurance policy. When the liability […]
Home Insurance Tips for Older Americans
As many Americans enter their “golden years” and are limited to a set income, they often start to look for ways to cut costs and save money. One such place could be on your homeowners insurance. It’s important to note here that we are not suggesting to cut essential coverage and buy a cheap policy. […]
What Determines the Price of an Auto Insurance Policy?
The price you pay for car insurance is affected by a number of different factors. Factors such as where you park the car, the amount of coverage you have and your driving record can make a huge difference. All insurance carriers have a different formula but there are many factors that are identical when determining […]
5 Rules Every Landlord Should Live By
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
Will my credit rating change my insurance rates?
I was recently asked this question by one of our Safe Street Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]