If something happens to your home or your personal property, do you want your insurance company to help you replace those things or only give you what they’re worth at the time something happened? Actual Cash Value (ACV) Explained: With an actual cash value policy, you’re going to get a payout that’s equal to whatever […]
Insurance- Replacement Cost vs. Actual Cash Value
Landscaper Business Insurance
Landscape Business Insurance To Protect Your Growing Business You’re always thinking about your clients yards, doing your best to make their home and business landscape look awesome. You do your best to take care of your clients needs and wants and to protect them and their property. Isn’t it time you take the steps necessary […]
Vacant Property- Insurance
Is Your Home Vacant? Does your insurance company know that? If your home is sitting vacant, for whatever reason, nobody is living there, you need to let your insurance company know. Let them know now! If you’re renovating, selling, or just not living there, your insurance company needs to know so that they can […]
Renting Your Home- Get the Right Home Insurance
Are You Renting Your Home? How Does that Affect Your Home Owners Insurance? If you’re a landlord and you’re renting your home, do you have the right coverage? You need to make sure you have the proper coverage on your home owners insurance. What To Do If You Decide To Rent Your Home If […]
What is comprehensive & collision coverage on your auto insurance policy?
What is comprehensive & collision coverage on your auto insurance policy? It seems everybody knows what the deductible is on their car insurance, but no one really knows what that means. So today we’re going to talk about two coverages, collision coverage and comprehensive coverage. The first thing to point out is these coverages are […]
Home Insurance Dwellling Coverage & Your Mortgage Loan
What is dwelling coverage on your home insurance policy? Dwelling coverage is what gives you coverage for your actual home, the actual structure of your home, the actual physical structure of your home. So on your home insurance policy you’re going to see something that says dwelling coverage limit. The dwelling coverage limit is the […]
Home Insurance- Home Warranty- How Are They Different?
What is a home insurance policy and what is a home warranty policy and how are they different? What happens when your AC stops working? Who’s going to cover that? What happens when your pool pump stops working because it’s so old? What happens when your fridge stops working? Who’s going to cover that? A […]
Cheap Car Insurance! Can you use a different address to get cheaper rates on your car insurance?
How To Get Cheaper Car Insurance People are always trying to gain the system. They’re always trying to figure out a way to get cheaper rates. Who wants to pay more money for anything, especially they’re car insurance? A question I get often and what I want to cover today is, “Can I use a […]
Car Insurance Deductible- Why Do I Have To Pay My Deductible If The Accident Wasn’t My Fault?
The Accident Wasn’t Your Fault! The car accident wasn’t my fault, so how come I have to pay the deductible? This is a question we sometimes get from our clients in Gilbert, and it’s never a fun time. There are actually a couple scenarios where this might happen. I’m going to explain two of them. […]
Does My Car Insurance Work In Different States?
Does My Car Insurance Cover Me Out of State? I’m here in beautiful San Diego and the question today’s video is “when I want to leave Gilbert, Arizona in the middle of the summer when it’s 120 degrees and come to beautiful San Diego and get out of the heat, does my car insurance […]