Do I need to purchase additional car insurance to travel into Mexico or is my normal car insurance sufficient?
This is a question we get all the time and it has a very simple answer- YES!
In order to be sufficiently covered while driving in Mexico you need to purchase a Mexican car insurance policy. An American or Canadian policy will not give you the coverage you need while operating a vehicle in Mexico. The Mexican authorities will not recognize your normal car insurance policy as valid in Mexico.
What if my Arizona policy has an Mexico endorsement?
Some policies written in Arizona and other border states have endorsements that give you coverage up to a certain amount of miles into Mexico. This endorsement is not sufficient and does not give you the proper coverage or coverage that is recognized by Mexico. This endorsement may help you get your car fixed when you get back from Mexico, but good luck getting back!
What does a Mexico auto policy cover?
There are many coverages that are available to purchase, here are a few important ones. We recommend you purchase the best coverage as you can afford (and it’s not expensive at all), it will buy you peace of mind!
-Physical Damage to your vehicle– This coverage includes collision, turnover, glass breakage, and other related coverages.
-Third Party Liability– In the event of an accident, this coverage protects you from bodily injury or property damages to third parties. This coverage can usually be bought with limits up to $500,000.
-Legal Assistance– Will provide up to your third party liability limit for a covered loss in the event you need bail bonds or legal assistance.
-Roadside Assistance– A must if you’re stuck in Mexico with a broken down vehicle!
-Medical evacuation to home hospital & Return of your vehicle back to your home
You don’t have to stop at the border to purchase your insurance to Mexico.
In the olden days, you used to have to stop at the border on your way to vacation in Rocky Point or anywhere else in Mexico. Stop being old and start purchasing your Mexico car insurance online, before you’re vacation! It literally takes 5 minutes and you get great coverage at a great price.
Click here to purchase your Mexico auto insurance for your trip to Rocky Point now!