So you’re looking for a new insurance agent or a new insurance company, but what should you look for? Of course, you want to look for the best rates and prices. That’s important. We understand that saving money on your auto and home insurance is extremely important to you, and we can help you with that. However, I’m going to list a few different things that I feel are important when you’re looking for a new insurance agent or a company to help you with your auto or home insurance.
The first thing is reviews. In today’s day and age, reviews are king. You want to look specifically at their Google reviews. If they have reviews and if they have a lot of them, and if they have good reviews, it’s probably a good agent. It’s very hard to manipulate Google reviews. So find an insurance agent that has fantastic Google reviews!
The second thing, something very important, you want to find an agent that is willing to talk with you. If all they want to do is communicate via email and say, “here’s your quote, let me know if you want it, that’s probably not a good sign”. If you have an agent who’s willing to jump on the phone with you and have a conversation to understand your needs for auto or home insurance in Arizona, or who’s willing to allow you to come into their office and speak face to face with them, that is the sign of a good agent. You should always work with a local, helpful agent, who isn’t too busy to explain to you what it is your purchasing.
On top of that, when you’re speaking with the agent, make sure they know what they’re talking about! If they can break down coverage, which to a normal person can seem a little confusing, if they can break that down and make it so that you can understand it and they’re willing to explain what all the coverage means, that’s also a sign of a great agent. The average person shouldn’t be required to understand all the nuances and coverage of auto and home insurance in Arizona, that’s the job of the agent, the person selling you the policy! So make sure to ask questions and make sure the insurance agent knows what they’re talking about.
This next one is a little hard to determine, but you want to find an agent that is honest. If it seems like he’s cutting corners or if you are telling him something important and he says, “Oh, that’s not important” or if he or she is trying to sweep things under the rug, it’s probably not the sign of an honest agent. You want an honest agent. You want to make sure you have the proper insurance coverage on your auto and home insurance.
And then the last thing, I always talk about this, you want to make sure that you find a broker. What does that mean? A broker is somebody that can search multiple insurance companies to find the best policy and the cheapest policy for you. An agent that only represents one company cannot do that.