Wedding Liability Insurance
Most wedding and reception venues require you to buy liability insurance for the day you rent their space to have your wedding.
In the past, this has been a clumsy and difficult process. We’ve changed the game and made it as easy as clicking a few buttons for 2 minutes and then buying your wedding venue liability insurance online; without ever having to speak to anyone.
If you’re looking to purchase wedding liability insurance simply click here. It will take 2 minutes to complete.
What Is Wedding Insurance?
There are many types of wedding insurance, but the most common is wedding liability insurance. The wedding venue you rent from will require you to purchase this to protect yourself and them from any property damage, injury or any other type of liability claim that may arise. This keeps you out of a lawsuit and lets you focus on your wedding rather than worrying about getting sued!
Can My Homeowners Insurance Cover This?
This depends on the home insurance company you have. Most will not cover liability for your wedding venue, especially if there is alcohol involved. Even if your home insurance company can cover the wedding venue, it’s probably not a good idea, for a number of different reasons:
- Your homeowners wont cover alcohol exposure
- Your homeowners insurance will have more exclusions
- If you have a claim your homeowners insurance rate will increase
- The coverage on your homeowners will not be nearly as comprehensive
What Does Wedding Venue Liability Insurance Cover?
There are a number of things that could go wrong, so there are many things to cover. Below is a general list of coverage offered on an event liability insurance wedding policy.
- Injury or death of spectators
- Injury or death of volunteers
- Property damage liability
- Incidental medical malpractice
- All activities necessary to conduct wedding or wedding related events
- Ownership, use or maintenance of facilities
- General negligence claims
- Cost of investigation and defense of claims, even if groundless
- Corporal punishment
Liquor Liability Insurance For Weddings
Most weddings and receptions include liquor or alcohol. Most venues will want to make sure that you include coverage for this on the policy you take out. This type of coverage is called host liquor liability. When purchasing a wedding liability insurance policy be sure to include hot liquor coverage. The good news about our policy is that it includes this valuable coverage at no extra charge.
You can get a quote and purchase the policy here. It will take 2 minutes.
What Does wedding liability insurance cost?
Wedding venue liability insurance costs as low as $82.50. It’s a very affordable insurance policy, especially compared to the other costs of your wedding day. Depending on optional coverage you choose to add and the amount of liability coverage, the price can go up from there. You can start at $1,000,000 in liability coverage and go up from there.
How does the process work?
Buying your wedding liability policy is as easy as saying “I Do!”.
- Click here
- Enter Your Information (takes 2 minutes)
- Select the coverage option
- Pay Online
- Get your certificate of liability insurance for your wedding!
Example of an Actual claim: Equipment you use or shoes you wear on the dance floor completely destroy and scratch the floor. Our wedding liability insurance policy will pay for that damage.
Your wedding day is one of the most special days of your life. Protect it and stop worrying about what could go wrong! With our wedding liability insurance program you can rest easy and worry about enjoying your day.
Click here to get your policy and certificate of liability insurance right now!